A fee-only financial advisor for investing and investment management
Good investing is calm, low-cost, and built around your life. We manage your investments as one piece of a real financial plan, with fee-only, fiduciary advice and no commissions or products to sell.
How your money is invested should be boring, and that is the point.
The investors who do best are rarely the ones chasing winners. They are the ones with a low-cost, diversified plan who stay invested through the noise. We build that plan, manage it with taxes in mind, and act as the steady hand when headlines make everyone want to do something they will regret.
Everyone has a story. Ours is making sure the financial side of yours is never the part that holds you back.
Nick George, CFP®, ChFC®, CLU®, IWA™ · Founder
A lot of people come to us asking a simple question: will you help me invest my money the right way? The answer is yes, and the way we do it matters. We avoid chasing the next hot stock, and we take no commissions from any fund or product. We build low-cost, diversified portfolios matched to your goals and your comfort with risk, keep taxes in mind at every step, and help you stay steady when markets get loud. Investing works best as one part of a plan, connected to your taxes, your retirement, and the life you are building. We are based in Columbus and manage investments for clients across Ohio and nationwide.
A portfolio built around you
There is no one-size portfolio. We build yours around your goals, your timeline, and how much risk actually fits your life, using low-cost, diversified funds. As your life changes, the portfolio changes with it, so it always matches where you are headed.
Low cost, and no products to sell
Fees erode returns over a lifetime, so we keep costs low and use straightforward, diversified investments. Because we are fee-only, we earn nothing from commissions or products. The only thing driving the advice is what is right for you.
Tax-aware investing
Where you hold an investment can matter as much as what you hold. We place assets across your accounts to lower taxes, harvest losses when it helps, and coordinate your investments with your broader tax plan, so more of the return stays with you.
The steady hand when markets get loud
The biggest returns are often lost to panic and to chasing. A large part of our job is behavioral: keeping you invested through downturns and disciplined during booms. That steadiness, over years, tends to matter more than any single investment pick.
What this can look like
Illustrative examples, not actual clients, and not a promise of results.
The DIY investor who wanted a plan
Someone managing their own accounts is doing fine but is not sure it all fits together. We build a coordinated, low-cost, tax-aware plan across every account, so every account works together as one picture.
The concentrated position
An investor has too much of their net worth in one stock. We build a tax-aware plan to diversify over time, lowering the risk that one company defines their future.
The nervous market-timer
An investor keeps jumping in and out based on headlines and is losing ground. We give them a plan and a steady hand, and staying invested changes their long-term results.
Why fee-only and fiduciary matters
Fee-only means we are paid by you, never through commissions or product sales, so the advice stays about you. Fiduciary means we are legally bound to act in your best interest, at all times. We work with clients in Columbus, across Ohio, and nationwide, and everything can be done virtually.
Common questions
Do you manage investments, or just give advice?
Both. We build and actively manage low-cost, diversified portfolios for our clients, and we do it as part of a full financial plan. Because we are fee-only and fiduciary, we earn nothing from products or commissions.
How do you invest client money?
We use low-cost, diversified portfolios matched to your goals and risk tolerance, with taxes in mind at every step. We avoid chasing trends, and we build a durable plan that keeps you steady through market ups and downs.
Should I invest on my own or hire an advisor?
If you have the time, the temperament, and the tax knowledge, doing it yourself can work. Many people value having a coordinated plan, tax-aware management, and a steady hand in downturns. We are happy to tell you honestly whether we would add enough value for you.
Are you fee-only, and does that matter for investing?
Yes, and it matters a lot. Fee-only means we are paid by you, never through commissions or product sales, so there is no incentive to steer you into anything. The advice is about your money working for you.
Do you help lower the taxes on my investments?
Yes. We place assets across your accounts to reduce taxes, harvest losses when it helps, and coordinate investing with your broader tax plan, so more of your return stays with you.
Can you manage my investments if I am not in Ohio?
Yes. We are based in Columbus and manage investments for clients nationwide, virtually. Fee-only and fiduciary means the approach is the same wherever you live.
Let's build an investment plan around your life.
This page is general information for people exploring our services and is not investment, tax, or legal advice or a recommendation for any specific person or situation. The examples are illustrative, are not based on actual clients, and are not a promise of results. Strategies such as S-corp elections, backdoor and mega-backdoor Roth contributions, equity-comp decisions, and deferred compensation depend on your specific situation and current law, so confirm the details with a qualified professional before acting. ClearMind Capital LLC is a registered investment adviser; registration does not imply a certain level of skill or training. Past performance is not indicative of future results.
