This one borrows from Tim Urban and his essay The Tail End. The idea lands because it is uncomfortable in a useful way. When you lay your life out in weeks, or in visits, something shows up that a calendar hides. If you are an adult living away from your parents and you see them a handful of times a year, you may already be in the last five or ten percent of the total time you will ever spend with them. Not because anything is wrong, but because the childhood years front loaded almost all of it.

The money angle is less obvious but real. We spend decades optimizing dollars and almost no time optimizing the things the dollars are supposed to buy, like time with the people who matter. A financial plan is really a plan for a life, and a life is measured in those visits, not just in returns.

If the idea grabs you, Tim Urban's original piece is worth reading in full. Then maybe go book the trip.

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