How you handle money today was shaped long before you had any. Watching a parent stress over bills, or never talk about money at all, or spend freely, or hold onto every dollar, all of it wrote rules in your head about what money is and how you are supposed to treat it. Most people never notice the rules. They just feel like personality.

That is why two people with the same income can behave so differently. One cannot spend on themselves without guilt. Another cannot stop spending. One sees investing as gambling, because that was the story they grew up inside. These reactions feel like facts, but they are old scripts running on autopilot.

The value of naming your own scripts is that it turns an automatic reaction into a choice. You can keep the lessons that serve you and set down the ones that no longer fit your life. Money decisions get easier once you can tell the difference between what is actually true and what you inherited.

Nick GeorgeHosted byNick GeorgeCFP®, ChFC®, CLU®, IWA™FounderView bio →

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