
Nick George
Early on, it became clear to me how quickly life can change and how grounding it is to have someone in your corner when it does.
Big institutions were the first stop in my career. Solid experience, great training, but not the kind of work that feels meaningful at the end of the day. I built ClearMind Capital to change that. A place centered around you.
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Articles & videos by Nick George

Can You Retire From OPERS Without 30 Years?
The 30-year rule only applies to some OPERS members. The plan you picked in your first 180 days on the job sets your retirement rules, and the coworker giving you advice might be in a different plan.

When Should We Take Social Security? How We Think It Through
Should you take Social Security at 62, 67 or 70? We follow one couple, Mark and Julie, as they figure out the age that fits the retirement they want.

SEP IRA vs. Solo 401(k)?
Self-employed or paid on a 1099? At $300,000 of net income, a solo 401(k) can take about $15,000 more a year than a SEP IRA, keeps the backdoor Roth clean, and can sit under a cash balance plan.

What Is an Independent Financial Advisor? What I Learned Inside the Big Firms
An independent advisor runs their own firm instead of working for a bank, brokerage, or insurance company. I worked at the big firms before going independent, and this is how the difference looks from the inside.

The Cost of Being a Stay at Home Parent
Thinking about becoming a stay at home parent? What childcare costs, what a career break costs, and the questions worth answering before you decide.

Ohio's New Flat Tax in 2026: What It Means for You
Ohio's flat 2.75% income tax takes effect in 2026. The savings land mainly on income above $100,000. Here's what it means for Ohio taxpayers.

Understanding Your Central Ohio Property Taxes
Franklin County is rolling out its 2026 property value updates, but a spike in your home's paper worth does not mean an equal spike in your tax bill. We break down exactly how Ohio property taxes are calculated, the major tax credit overhaul coming this year, and what the local tech boom means for your monthly payments.

Here’s What You Need To Know About Ohio’s New Flat 2.75% Income Tax
Ohio moved to a flat state income tax rate in 2026, down from a graduated system that topped out at 3.125%. Here's what you need to know.

When Should You Hire a Financial Advisor? Sooner Than You Think, and Here Is Why
You do not need a large portfolio to work with an advisor. Starter engagements exist. Here are six life moments where planning done early changes the outcome, plus the ages that carry rules.
Bylines & recognition
- The Great Wealth Transfer? More Like the Great Stuff TransferFinancial Planning
- Why Diversification Matters in Marketing ChannelsFinancial Planning
- How to Improve Your Financial LiteracySavvyMoney
- The 75/15/10 Budgeting Rule: Is It Right for You?SavvyMoney
- I’m Retired: Why Do I Need Good Credit?True North Federal Credit Union
Founding cohort — Integrative Wealth Advisor™ (IWA) certification, Anya Institute